The future of insurance is not insurance at all.

Kover.ai












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Centralized organization to decentralized collaboration

Once upon a time, we used "yellow cabs" to get from Point A to Point B, read news on newspapers and stayed at places called hotels. Today, you get around in someone else's car in Uber, read news from somewhere else's post on Twitter and stayed at other people's homes on Airbnb. In other words, we're no longer relying on centralized organizations.

So what if you don't need insurance companies for insurance? Kover.ai uses smart contracts as the "scalable trust machine", and enables anyone, not just insurance companies, to build and distributed self-insured products. This decentralized financial infrastructure enables complete strangers in an affinity group to spread the risk by pooling capital that's managed by a decentralized, software manager.

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Centralized organization to decentralized collaboration

Once upon a time, we used "yellow cabs" to get from Point A to Point B, read news on newspapers and stayed at places called hotels. Today, you get around in someone else's car in Uber, read news from somewhere else's post on Twitter and stayed at other people's homes on Airbnb. In other words, we're no longer relying on centralized organizations.

So what if you don't need insurance companies for insurance? Kover.ai uses smart contracts as the "scalable trust machine", and enables anyone, not just insurance companies, to build and distributed self-insured products. This decentralized financial infrastructure enables complete strangers in an affinity group to spread the risk by pooling capital that's managed by a decentralized, software manager.

Apply for API

If you're a merchant that wants to offer coverage or warranty to your customers, you can use Kover.ai's API to build one or distribute a product that other merchants like you have built.

Apply for Access
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